Your Chapter 13 Bankruptcy Attorney in Indianapolis, IN

Chapter 13 bankruptcy is a type of bankruptcy that helps people in financial distress by providing them with a manageable repayment plan, so they can get back on track with their debts. This type of bankruptcy is available to individuals or sole proprietors, but not to partnerships or corporations.

Chapter 13 bankruptcy is designed to allow people to keep their property, such as homes and cars, while they repay their creditors over a period of three to five years. This is in contrast to Chapter 7 bankruptcy, which involves selling property to pay off creditors.



Speaking with a Chapter 13 bankruptcy attorney from McManus & Associates can help you navigate this complex process. Read on to learn more about our services.

Reorganize Your Debt Payments

To strengthen your financial outlook, reorganizing your debt payments with a Chapter 13 bankruptcy is a great option to create flexibility in your monthly budget when you are in turmoil. Debt reorganization is available to companies and individuals in need.

At McManus & Associates, we are here to help provide you with solutions to your debt. You may feel as though your debt is unmanageable but working with our experienced attorney, you can rest assured, that we will provide you with a plan that gives you peace of mind about your future payments.

If you want more information on Chapter 13 bankruptcy filing in Indianapolis, IN, or the surrounding counties, turn to the attorney at McManus & Associates. A Chapter 13 bankruptcy attorney can help you restructure your debt. If you are unsure, you can browse our testimonials page and see what our clients have said about the service we provided them.

Do you earn enough money to make payments on your debts, however, due to high interest rates and fees, it seems that with each payment you are just beating your head against a wall and going nowhere? A solution for unmanageable debt payments is to file a chapter 13 bankruptcy and reorganize your payments over a 3–5-year period to allow you to pay a portion of the unsecured debts at 0% interest. Several variables, including your income and a reasonable budget for living expenses, determine the amount you will repay. 

A chapter 13 can allow you to lower your car payment, and in some situations the loan balance, or to give you time to bring your house or car payment current if you have fallen behind on payments. A chapter 13 bankruptcy not only allows you to save your home or car, it will also allow you to pay a reduced amount, or possibly nothing, on unsecured debts over a 3-5 year period.